Poor Credit Car Loans near Mission Viejo CA
Looking for a new car can be an exciting time. You eagerly anticipate driving off the lot in a new vehicle and experiencing everything the road has to offer you. However, what if you have concerns about financing? How can you get the ride you want?
Here at Norm Reeves Honda Superstore Irvine, we are proud to help drivers access poor credit car loans near Mission Viejo, CA. The car you want is waiting for you—and we want to help you take it on the road. Continue reading here to learn more.
What’s Your Credit Score?
Before you can start this process, you should know where your credit stands. You should check your credit score prior to starting this process to have a better idea of your credit status.
Credit scores can range from 300 to as high as 850. The higher your credit score, the more trusted you are with any loans or forms of credit. Even if your score is low, there can still be options for you to get the vehicle you want.
Why Is My Credit Poor?
Your credit score can vary based on many factors. Scores are determined from various sources, allowing lenders to know how credible you are.
Some of the factors affecting your credit score include debts owed, payment history, types of credit accounts, and more. For example, if you have multiple credit cards open or multiple loans to pay off, this can affect your credit score. Being late with monthly payments can also have an impact.
Your credit score can ultimately improve over time, if you delay opening new accounts, keep your old accounts open, pay off current debts, and make payments on time and above the minimum amounts.
How Do I Finance With Poor Credit?
When you meet with our finance team, you are working with experts that network with a variety of local lenders. We will speak to local banks and lenders on your behalf and use these relationships to help you navigate the financing process.
Our team will work closely with you to identify areas of opportunity to create a plan that fits your needs. We’ll use the information that you provide to build the foundation of your plan. We will go through your options with you closely, helping you feel more confident in your plan. If you have any questions during the process, we can also help you by providing answers and insight.
Come to Our Dealership Today
Here at Norm Reeves Honda Superstore Irvine, we are proud to be a place that all drivers can go to find the right fit for them. From our selection of vehicles to our finance team helping you find an auto loan that works for you, we are prepared to provide dedicated customer service every step of the way. We want to help you get on the road in a new ride.
If you need a poor credit car loan near Mission Viejo, California, come to our dealership and meet with our team of experts. We’ll help you get you behind the wheel of a vehicle that you will love. Contact us today to get started!